Where is the Gold?

Over the past fortnight, we have seen a sharp fall in gold prices. This fall in price has stimulated demand for gold from consumers and investors across the globe. After a year of dull demand for gold, the sharp fall in prices provided a golden opportunity for consumers and investors waiting on the sidelines to buy gold. This spurt in demand shows that consumers and investors believe that gold is attractively priced at current levels (approx. Rs. 11,500 per 10 grams).

The past few days have been very busy for gold market traders and for employees at the gold vaults. Demand has been strong and widespread, with gold markets in the Middle East, Europe and Asia witnessing strong demand. The strongest demand continues to come from the Indian markets. This has once again reinforced the belief that there will continue to be increased demand for gold from consumers/investors in India. Gold refiners on the other hand have been literally struggling to meet the increased demand for gold.

Demand for gold in India has been so huge that despite a sharp increase in gold imports over the past fortnight, there has been acute shortage of physical gold in the market. Premiums charged by wholesale suppliers and banks have increased to abnormal levels, way beyond what has been seen in the past. What does this indicate? Is this a one-off scenario where refiners and suppliers couldn’t match the unexpected increase in gold demand i.e. they weren’t ready for it? or will there be continued supply constraints for a longer period of time?

The second scenario looks more likely.

An analysis of trends in the three main supply sources for gold (Gold Mines, Central Banks and Scrap Gold), will help to throw more light on this.

Supply of physical gold from mines has been virtually stagnant since the beginning of the decade. There has not been any major discovery of new gold reserves over the past few years. The process of exploration and opening of new mines has become even more challenging due to environmental bottlenecks, manpower, equipment and power shortages.

Historically, Central Banks have been active influencers in the gold market. There have been many instances in the past wherein Central Banks have aggressively sold physical gold, leading to depressed gold prices. However, recent trends show that the reverse seems to be happening now. According to the World Gold Council, trends indicate that gold sales by signatories to the Central Bank Gold Agreement (CBGA), could be the lowest since the CBGA was signed in 1999. With only one month to go before the year end of September 2008, only about 319 tonnes of gold have been sold so far this year by the European central banks. This is against their maximum allowable annual (September 2008 end) sale quota of 500 tonnes. Central Banks worldwide are putting increased importance on gold reserves especially in these times of global economic turmoil. The global economy is going through a pretty traumatic period, and the Central Banks believe that having gold to back up t heir currency is a good idea.

Gold Scrap (typically old jewellery and jewellery manufacturing wastage) has been a major source of supply over the past year. At the prevailing attractive price levels, consumers would be reluctant to exchange old jewellery for new and would rather buy new gold jewellery. The increased demand and higher premiums for physical gold over the past fortnight also suggests that scrap supply has virtually vanished.

The demand in gold just doesn’t seem to be waning. It is increasing every day. Buyers who adore jewellery and those preparing for the upcoming marriage season are rushing in to buy gold. Investors want to buy more gold to protect their portfolio from rising inflation, economic uncertainity and unpredictable and volatile stock markets. Investors in India, have also increasingly preferred to buy gold through Gold Exchange Traded Funds. Globally, investors who buy gold for investment purposes have preferred buying gold exchange traded funds rather than buying physical gold coins or bars. This trend is catching on rapidly in India. This is primarily due to the many benefits that Gold Exchange Traded Funds offer including lower purchase cost, purity, security, transparency and tax efficiency.

It is increasingly clear, that demand for physical gold is set to go higher in the near term especially given the current attractive price levels. Supply of physical gold does not seem sufficient enough to satisfy the needs of hungry gold consumers. The fundamental question is - "Where is the gold supply going to come from?" Gold Mines are not producing enough, Central Banks are selling lesser gold, Scrap Gold is virtually not available. We are still ahead of the peak demand season and facing a supply crunch already. What would happen when demand accelerates during the festival/marriage season that will start from mid September onwards? Where is the gold going to come from to cater to the peak demand?

Buy some gold now before the demand supply mismatch leads gold to higher levels.

Buy Gold now.

 

THE FOUR CATS

Four men were bragging about how smart their cats were

The first man was an Engineer, the second man was an Accountant, the third
man was a Chemist and the fourth man was a Government Employee.

To show off, the Engineer called his cat,

"T-square, do your stuff."

T-square pranced over to the desk, took out some paper and pen and promptly
drew a circle, a square, and a triangle. Everyone agreed that was pretty
smart.

But the Accountant said his cat could do better.

He called his cat and said,

"Spreadsheet, do your stuff."

Spreadsheet went out to the kitchen and returned with a dozen cookies. He
divided them into 4 equal piles of 3 cookies ...........Everyone agreed
that was good.

But the Chemist said his cat could do better. He called his cat and said
"Measure, do your stuff."

Measure got up, walked to the fridge, took out a quart of milk,, got a 10
ounce glass from the cupboard and poured exactly 8 ounces without spilling a
drop into the glass.

Everyone agreed that was pretty good.

Then the three men turned to the Government Employee and said, "What can
your cat do?"

The Government Employee called his cat and said.....

"Coffee Break.....do your stuff."

Coffee Break jumped to his feet........ ...

ate the cookies..... ......... .

drank the milk........ ......

sh*t on the paper....... ......... ....

screwed the other three cats........ ......... ....

claimed he injured his back while doing so.......... ........

filed a grievance report for unsafe working conditions.. .......

put in for Workers Compensation. ......... .....and

went home for the rest of the day on sick leave....... ......!!! !!!!!!!

 

THE FOUR CATS

Four men were bragging about how smart their cats were

The first man was an Engineer, the second man was an Accountant, the third
man was a Chemist and the fourth man was a Government Employee.

To show off, the Engineer called his cat,

"T-square, do your stuff."

T-square pranced over to the desk, took out some paper and pen and promptly
drew a circle, a square, and a triangle. Everyone agreed that was pretty
smart.

But the Accountant said his cat could do better.

He called his cat and said,

"Spreadsheet, do your stuff."

Spreadsheet went out to the kitchen and returned with a dozen cookies. He
divided them into 4 equal piles of 3 cookies ...........Everyone agreed
that was good.

But the Chemist said his cat could do better. He called his cat and said
"Measure, do your stuff."

Measure got up, walked to the fridge, took out a quart of milk,, got a 10
ounce glass from the cupboard and poured exactly 8 ounces without spilling a
drop into the glass.

Everyone agreed that was pretty good.

Then the three men turned to the Government Employee and said, "What can
your cat do?"

The Government Employee called his cat and said.....

"Coffee Break.....do your stuff."

Coffee Break jumped to his feet........ ...

ate the cookies..... ......... .

drank the milk........ ......

sh*t on the paper....... ......... ....

screwed the other three cats........ ......... ....

claimed he injured his back while doing so.......... ........

filed a grievance report for unsafe working conditions.. .......

put in for Workers Compensation. ......... .....and

went home for the rest of the day on sick leave....... ......!!! !!!!!!!

 

Where is the Gold?

Over the past fortnight, we have seen a sharp fall in gold prices. This fall in price has stimulated demand for gold from consumers and investors across the globe. After a year of dull demand for gold, the sharp fall in prices provided a golden opportunity for consumers and investors waiting on the sidelines to buy gold. This spurt in demand shows that consumers and investors believe that gold is attractively priced at current levels (approx. Rs. 11,500 per 10 grams).

The past few days have been very busy for gold market traders and for employees at the gold vaults. Demand has been strong and widespread, with gold markets in the Middle East, Europe and Asia witnessing strong demand. The strongest demand continues to come from the Indian markets. This has once again reinforced the belief that there will continue to be increased demand for gold from consumers/investors in India. Gold refiners on the other hand have been literally struggling to meet the increased demand for gold.

Demand for gold in India has been so huge that despite a sharp increase in gold imports over the past fortnight, there has been acute shortage of physical gold in the market. Premiums charged by wholesale suppliers and banks have increased to abnormal levels, way beyond what has been seen in the past. What does this indicate? Is this a one-off scenario where refiners and suppliers couldn’t match the unexpected increase in gold demand i.e. they weren’t ready for it? or will there be continued supply constraints for a longer period of time?

The second scenario looks more likely.

An analysis of trends in the three main supply sources for gold (Gold Mines, Central Banks and Scrap Gold), will help to throw more light on this.

Supply of physical gold from mines has been virtually stagnant since the beginning of the decade. There has not been any major discovery of new gold reserves over the past few years. The process of exploration and opening of new mines has become even more challenging due to environmental bottlenecks, manpower, equipment and power shortages.

Historically, Central Banks have been active influencers in the gold market. There have been many instances in the past wherein Central Banks have aggressively sold physical gold, leading to depressed gold prices. However, recent trends show that the reverse seems to be happening now. According to the World Gold Council, trends indicate that gold sales by signatories to the Central Bank Gold Agreement (CBGA), could be the lowest since the CBGA was signed in 1999. With only one month to go before the year end of September 2008, only about 319 tonnes of gold have been sold so far this year by the European central banks. This is against their maximum allowable annual (September 2008 end) sale quota of 500 tonnes. Central Banks worldwide are putting increased importance on gold reserves especially in these times of global economic turmoil. The global economy is going through a pretty traumatic period, and the Central Banks believe that having gold to back up t heir currency is a good idea.

Gold Scrap (typically old jewellery and jewellery manufacturing wastage) has been a major source of supply over the past year. At the prevailing attractive price levels, consumers would be reluctant to exchange old jewellery for new and would rather buy new gold jewellery. The increased demand and higher premiums for physical gold over the past fortnight also suggests that scrap supply has virtually vanished.

The demand in gold just doesn’t seem to be waning. It is increasing every day. Buyers who adore jewellery and those preparing for the upcoming marriage season are rushing in to buy gold. Investors want to buy more gold to protect their portfolio from rising inflation, economic uncertainity and unpredictable and volatile stock markets. Investors in India, have also increasingly preferred to buy gold through Gold Exchange Traded Funds. Globally, investors who buy gold for investment purposes have preferred buying gold exchange traded funds rather than buying physical gold coins or bars. This trend is catching on rapidly in India. This is primarily due to the many benefits that Gold Exchange Traded Funds offer including lower purchase cost, purity, security, transparency and tax efficiency.

It is increasingly clear, that demand for physical gold is set to go higher in the near term especially given the current attractive price levels. Supply of physical gold does not seem sufficient enough to satisfy the needs of hungry gold consumers. The fundamental question is - "Where is the gold supply going to come from?" Gold Mines are not producing enough, Central Banks are selling lesser gold, Scrap Gold is virtually not available. We are still ahead of the peak demand season and facing a supply crunch already. What would happen when demand accelerates during the festival/marriage season that will start from mid September onwards? Where is the gold going to come from to cater to the peak demand?

Buy some gold now before the demand supply mismatch leads gold to higher levels.

Buy Gold now.

 

Yesterday's food

Yesterday's Food

 Once there was a very rich merchant, doing well in business. His wife  died long ago. He had one married son. His daughter-in-law was very wise and expert in house hold works. He was very much proud of her. Once he was having lunch at his verandah when a monk came to his door asking for some food. The merchant didn't pay attention as he never used to give anything to such kind of people. The monk asked again and didn't get any reply. As he was asking third time, the daughter-in-law replied politely - "Dear babaji, go to next door. My father-in-law is himself having yesterday's food. He will not be able to give you anything."

 The monk understood and went ahead. But as the merchant heard these words spoken by the girl, he became very much angry with her. He was the richest person in the village. Why would he eat yesterday's food? The girl must have become insane - he thought. As he was very much proud of her wise ness, so his anger was even greater. How did it come he didn't realize this girl's insanity? He summoned panchaayat (village court) and girl's father that the girl was out of her mind and his son would break this marriage tie.

 As people gathered in panchaayat, he told the event and asked for justice which was to untie the marriage in his point of view. The girl's father was also present. He said-" I know my daughter is wise enough not to speak any meaningless words. But I am unable to understand its meaning. So I would request her to come and explain why she said so. It is not wise to give a decision without hearing her."

 The panchaayat agreed on it and the girl came to panchaayat. She said -" I know my father-in-law is the richest and most respected person in this village. What I wanted to say that he has done much good deeds in his previous lives that is why he got these wonderful blessings from GOD which he is enjoying now. In this way it is his yesterday's earned food. But he is not doing any good deeds in this life, but only earning money for himself.  I love him very much and want him to enjoy these blessings forever. I wanted to tell him this truth that is why I said so. I knew he would be angry and would like to get an explanation, and then maybe I will be able to tell him."

 The merchant understood the real meaning of the words and felt very much ashamed to bring his wise daughter-in-law in court. He apologized and started doing some actual good deeds for others.

 It is general practice that people either enjoy their present blessings or they feel inferior while seeing others having more possessions in life. People always think why other has more wealth, why they are more intelligent. They forget that each and everything is our own earning. Whatever we earned, we are eating now. And whatever we are doing will come to us in future, be it material treasures or spiritual.

In the same way people enjoy their current position. They laugh at others who don't have intellect, money and other thing. They enjoy even their spiritual status, but they forget that if they will not work at present, their current treasure would be slowly spent.

We should work for tomorrow while we are enjoying present.

You are wonderful

You are Wonderful

 

 The following true story captured our heart. It happened several years ago in the Paris opera house. A famous singer had been contracted to sing, and ticket sales were booming. In fact, the night of the concert found the house packed and every ticket sold.

 

 The feeling of anticipation and excitement was in the air as the house manager took the stage and said, "Ladies and gentlemen, thank you for your enthusiastic support. I am afraid that due to illness, the man whom you've all come to hear will not be performing tonight. However, we have found a suitable substitute we hope will provide you with comparable entertainment."

 

 The crowd groaned in disappointment and failed to hear the announcer mention the stand-in's name. The environment turned from excitement to frustration.

 

 The stand-in performer gave the performance everything he had. When he had finished, there was nothing but an uncomfortable silence. No one applauded.

 

 Suddenly, from the balcony, a little boy stood up and shouted, "Daddy, I think you are wonderful!" The crowd broke into thunderous applause.

 

We all need people in our Lives who are willing to stand up once in a while and say, "I think you are wonderful. "

 

The Beggar King

 

Once there was a time, according to legend, when a king who had no son ruled Ireland. The king sent out his couriers to post notices in all the towns of his realm. The notices advised that every qualified young man should apply for an interview with the king as a possible successor to the throne. However, all such candidates must have these two qualifications: They must (1) love God and (2) love their fellow human beings.

 

The Young man about whom this legend centers saw a notice and reflected that he loved God and, also, his neighbors. One thing stopped him; he was so poor that he had no clothes that would be presentable in the sight of the king. Nor did he have the funds to buy provisions for the long journey to the castle. Therefore, the young man begged here, and borrowed there, finally managing to scrounge enough money for the appropriate clothes and the necessary supplies.

 

Properly attired and well suited, the young man set out on his quest, and had almost completed the journey when he came upon a poor beggar by the side of the road. The beggar sat trembling, clad only in tattered rags. His extended arms pleaded for help. His weak voice croaked, "I'm hungry and cold. Please help me... please?"

 

The young man was so moved by the beggar's need that he immediately stripped off his new clothes and put on the tattered threads of the beggar. Without a second thought, he gave the beggar all his provision as well. Then, somewhat hesitantly, he continued his journey to the castle dressed in the rags of the beggar, lacking provisions for his return trek home. Upon his arrival at the castle, a king's attendant showed him in to the great hall. After a brief respite to clean off the journey's grime, he was finally admitted to the throne room of the king.

 

The young man bowed low before his majesty. When he raised his eyes, he gaped in astonishment. "You... it's you! You're the beggar by the side of the road."

 

"Yes," the king replied with a twinkle, "I was that beggar."

 

"But...bu...bu... you are not really a beggar. You are the king for real. Well, then, why did you do this to me?" the young man stammered after gaining more of his composure.

 

"Because I had to find out if you genuinely love God and your fellow human beings," said the king. "I knew that if I came to you as king, you would have been impressed by my gem-encrusted golden crown and my royal robes. You would have done anything I asked of you because of my regal character. However, that way I would never have known what is truly in your heart. Therefore, I used a ruse. I came to you as a beggar with no claims on you except for the love in your hear. Moreover, I discovered that you sincerely do love God and your fellow human beings. You will be my successor," promised the king. "You will inherit my kingdom."

 

Just want to share with all of you..

A blind boy sat on the steps of a building with a hat by his feet. He held up a sign which said: 'I am blind, please help.' There were only a few coins in the hat.



A man was walking by. He took a few coins from his pocket and dropped them into the hat. He then took the sign, turned it around, and wrote some words. He put the sign back so that everyone who walked by would see the new words.

Soon the hat began to fill up. A lot more people were giving money to the blind boy. That afternoon the man who had changed the sign came to see how things were. The boy recognized his footsteps and asked, 'Were you the one who changed my sign this morning? What did you write?'



The man said, 'I only wrote the truth. I said what you said but in a different way.'
What he had written was: 'Today is a beautiful day and I cannot see it.'

Do you think the first sign and the second sign were saying the same thing?

Of course both signs told people the boy was blind. But the first sign simply said the boy was blind. The second sign told people they were so lucky that they were not blind. Should we be surprised that the second sign was more effective?

 Moral of the Story: Be thankful for what you have. Be creative. Be innovative. Think differently and positively.

Invite others towards good with wisdom. Live life with no excuse and love with no regrets. When life gives you a 100 reasons to cry, show life that you have 1000 reasons to smile. Face your past without regret. Handle your present with confidence. Prepare for the future without fear. Keep the faith and drop the fear.


Great men say, 'Life has to be an incessant process of repair and reconstruction, of discarding evil and developing goodness.... In the journey of life, if you want to travel without fear, you must have the ticket of a good conscience.'

The most beautiful thing is to see a person smiling...
And even more beautiful is, knowing that you are the reason behind it!!!

Sand & Stone

Two friends were walking through the desert. During some point of the journey, they had an argument and one friend slapped the other one in the face.

The one who got slapped was hurt, but without saying anything, wrote in the sand:

'Today my best friend slapped me in the face.'

They kept on walking until they found an oasis, where they decided to take a bath. The one who had been slapped got stuck in the mire and started drowning, but the friend saved him.

After he recovered from the near drowning, he wrote on a stone:

'Today my best friend saved my life.'

The friend who had slapped and saved his best friend asked him, 'After I hurt you, you wrote in the sand and now, you write on a stone, why?'

The friend replied, 'When someone hurts us we should write it down in sand, where winds of forgiveness can erase it away. But, when someone does something good for us, we must engrave it in stone where no wind can ever erase it.'

Learn to write your hurts in the sand and to carve your benefits in stone.

They say it takes a minute to find a special person, an hour to appreciate them, a day to love them, but then an entire life to forget them.

Do not value the things you have in your life, but value who you have in your life!

Four Frogs

Four frogs sat upon a log that lay floating on the edge of a river. Suddenly the log was caught by the current and swept slowly down the stream. The frogs were delighted and absorbed, for never before had they sailed.

 

 At length the first frog spoke, and said, "This is indeed a most marvellous log. It moves as if alive. No such log was ever known before."

 

 Then the second frog spoke, and said, "Nay, my friend, the log is like other logs, and does not move. It is the river that is walking to the sea, and carries us and the log with it."

 

 And the third frog spoke, and said, "It is neither the log nor the river that moves. The moving is in our thinking. For without thought nothing moves."

 

And the three frogs began to wrangle about what was really moving. The quarrel grew hotter and louder, but they could not agree.Then they turned to the fourth frog, who up to this time had been listening attentively but holding his peace, and they asked his opinion.

And the fourth frog said, "Each of you is right, and none of you is wrong. The moving is in the log and the water and our thinking also."

 

 And the three frogs became very angry, for none of them was willing to admit that his was not the whole truth, and that the other two were not wholly wrong.

 

 Then a strange thing happened. The three frogs got together and pushed the fourth frog off the log into the river.

 

Ask, Ask, Ask

The greatest saleswoman in the world today doesn't mind if you call her a girl. That's because Markita Andrews has generated more than eighty thousand dollars selling Girl Scout cookies since she was seven years old.

 

Going door-to-door after school, the painfully shy Markita transformed herself into a cookie-selling dynamo when she discovered, at age 13, the secret of selling.

 

It starts with desire. Burning, white-hot desire.

 

For Markita and her mother, who worked as a waitress in New York after her husband left them when Markita was eight years old; their dream was to travel the globe. "I will work hard to make enough money to send you to college," her mother said one day. "You will go to college and when you graduate, you will make enough money to take you and me around the world. Okay?"

 

So at age 13 when Markita read in her Girl Scout magazine that the Scout who sold the most cookies would win an all- expenses-paid trip for two around the world, she decided to sell all the Girl Scout cookies she could - more Girl Scout cookies than anyone in the world, ever.

 

But desire alone is not enough. To make her dream come true, Markita knew she needed a plan.

 

"Always wear your right outfit, your professional garb," her aunt advised. "When you are doing business, dress like you is doing business. Wear your Girl Scout uniform. When you go up to people in their tenement buildings at 4:30 or 6:30 and especially on Friday night, ask for a big order. Always smile, whether they buy or not, always be nice. And do not ask them to buy your cookies; ask them to invest."

 

Lots of other Scouts may have wanted that trip around the world. Lots of other Scouts may have had a plan. But only Markita went off in her uniform each day after school, ready to ask - and keep asking - folks to invest in her dream. "Hi, I have a dream. I am earning a trip around the world for me and my mom by merchandising Girl Scout cookies," she would say at the door. "Would you like to invest in one dozen or two dozen boxes of cookies?"

 

Markita sold 3,526 boxes of Girl Scout cookies that year and won her trip around the world. Since then, she has sold more than 42,000 boxes of Girl Scout cookies, spoken at sales conventions across the country, starred in a Disney movie about her adventure and has co-authored the best seller, How to Sell More Cookies, Condos, Cadillacs, Computers ... And Everything Else.

 

Markita is no smarter and no more extroverted than thousands of other people, young and old, with dreams of their own. The difference is Markita had discovered the secret of selling: As, Ask, Ask! Many people fail before they even begin because they fail to ask for what they want. The fear of rejection leads many of us to reject ourselves and our dreams long before anyone else ever has the chance - no matter what we're selling.

 

And everyone is selling something. "You're selling yourself everyday - in school, to your boss, to new people you meet," said Markita at 14. "My mother is a waitress: she sells the daily special. Mayors and presidents trying to get votes are selling ... I see selling everywhere I look. Selling is part of the whole world."

 

It takes courage to ask for what you want. Courage is not the absence of fear. It's doing what it takes despite one's fear. And, as Markita has discovered, the more you ask, the easier (and more fun) it gets.

 

Once, on live TV, the producer decided to give Markita her toughest selling challenge. Markita was asked to sell Girl Scout cookies to another guest on the show. "Would you like to invest in one dozen or two dozen boxes of Girl Scout cookies?" she asked.

 

"Girl Scout cookies? I don't buy any Girl Scout cookies!" he replied. "I'm a Federal Penitentiary warden. I put 2,000 rapists, robbers, criminals, muggers and child abusers to bed every night."

 

Unruffled, Markita quickly countered, "Mister, if you take some of these cookies. maybe you won't be so mean and angry and evil. And, Mister, I think it would be a good idea for you to take some of these cookies back for every one of your 2,000 prisoners, too."

 

Markita asked.

 

The Warden wrote a check.

 

Quotation Marks--Before or After?

I was teaching The Keys to Error-Free Writing in Vancouver, Washington, and one of the hot topics was the placement of periods and commas with quotation marks. When we checked this site in class to see if I had written about the topic (using the search bar on the right), we came up dry.

 

I have hesitated to cover the topic. That's because U.S. writers follow a different style from much of the rest of the world when it comes to periods and commas with quotation marks. If you write in a country that follows different rules, please add a comment to enlighten us.

 

Here are the rules in the United States:

 

• Periods and commas always go inside the closing quotation marks. (There are very rare exceptions to this rule, but I prefer to say always.)
  Examples:
  The poem is titled "Ode to the Semicolon."
  He responded, "This is the way to punctuate with quotation marks."
  "I cannot remember that rule," Linda announced.
  "Planning Your Life," which is the first chapter, helps the reader set priorities.
• Semicolons and colons always go outside closing quotation marks. This situation doesn't come up often. But when it does, handle it like this:
  Examples:
  Mark will read "Punctuation Matters"; Rio will cover the other sections.
  This is the last line of Frost's "The Road Not Taken": "And that has made all the difference."

 

To learn about question marks with closing quotation marks, refer my earlier Article "? Or ?" -- Which Is Correct? If I put quotation marks around the title of the post, it will look like this:

 

"'? or ?' -- Which Is Correct?"

 

And if I asked you a question about it, it would look this way:

 

Have you read my Article "'? or ?' -- Which Is Correct?"

 

Notice that we do not double the question mark at the end of the sentence.

 

Before anyone even thinks about turning the above example into a direct quotation, I am signing off. 

wow

Last spring I was walking in a park. A short distance ahead of me was a mom and her three-year-old daughter. The little girl was holding on to a string that was attached to a helium balloon.

All of a sudden, a sharp gust of wind took the balloon from the little girl.. I braced myself for some screaming and crying.

But, no! As the little girl turned to watch her balloon go skyward, she gleefully shouted out, "Wow!"

I didn't realize it at that moment, but that little girl taught me
something.

Later that day, I received a phone call from a person with news of an unexpected problem. I felt like responding with "Oh no, what should we do?" But remembering that little girl, I found myself saying, "Wow, that's interesting! How can I help you?"

One thing's for sure - life's always going to keep us off balance with its unexpected problems. That's a given. What's not preordained is our response. We can choose to be frustrated or fascinated.

No matter what the situation, a fascinated "Wow!" will always beat a frustrated "Oh, no."

So the next time you experience one of life's unexpected gusts, remember that little girl and make it a "Wow!" experience. The "Wow!" response always works . . .

MAD AT U

 

Girl: Hey baby i want to show you....
Boy: ( cutting her off ) Ugh I'm so mad
Girl: Why? Whats wrong ?
Boy: Ugh everything
Girl: Explain baby
Boy: Just lost a championship game,
parents flipped out on me for no reason,
and im catching a cold
Girl: Well hey there will always be other games,
you know I'll take care of you when your sick,
what your parents flip about ?
Boy: They are making me pay them for a car repair
Girl: Is it a lot of money
Boy: No it just sucks
Boy: But hey I dont feel well I'm going to go lay down
Boy: Bye
Girl: Wait I want to give you some...
Boy: Can't It wait 'til tommorow ?
Girl: Yeah, sure
Girl: Bye
Boy: Bye

2 hours later a friend of hers asks her to go for a drive ...she
goes.....

Her friend swerved to avoid a truck....hitting a tree instead

Her friend was killed instantly....she's in critical condition

This is the conversation between her sister and her boyfriend.....

Sister: Omg ( crying )
Boy: What? Whats wrong ?
Sister: My sister...your girlfriend was involved in a major car wreck
Boy: Is she OK??????
Sister: She's in critical condition
Boy: I'll be there in 10 minutes

He shows up to the hospital room ...standing outside the door going over the last conversation in his mind over and over as he heard the machines beep and beep and breathing tubes pump oxygen into her lungs

Boy: She wanted to give me something or tell me something
Girls mom: Yeah this...

It was an envelope smelling like she sealed it with a kiss in lipstick

He opened it.....

It said ..... You're everything to me....I love you with everything I am and everything I have...I want to spend the rest of my life with you

Sealed in it was a ripped movie ticket from the first movie they went to...

...and the first picture they took together

He kissed the picture as a tear fell from his face onto the picture

It looked as if in the picture she was crying

Then the machines flatlined....3 minutes later she was pronounced dead

TO ALL THE CUTE GUYS!!!****

This is for that time she left 40 urgent messages on your cell phone, and when you called her back, she spent three hours painstakingly dissecting two sentences her boyfriend said to her over dinner. And even though you thought her boyfriend was a chump and a jerk, you assured her that it was all ok and she shouldn't worry about it. This is for that time she interrupted the best killing spree you'd ever orchestrated in Halo2 to rant about a rumor that romantically linked her and the guy she thinks is the most repulsive person in the world. And even though you thought it was immature and you had nothing against the guy, you paused the game for two hours and helped her concoct a counter-rumor to spread around the floor. This is also for that time she didn't have a date, so after numerous vows that there was nothing "serious" between the two of you, she dragged you to a party where you knew nobody, the beer was awful, and she flirted shamelessly with you, justifying each fit of reckless teasing by announcing to everyone: "oh, but we're just friends!" And even though you were invited purely as a symbolic warm body for her ego, you went anyways. Because you're nice like that.

The nice guys don't often get credit where credit is due. And I wish I could logically explain this trend, but I can't. From what I have observed on campus and what I have learned from talking to friends at other schools and in the workplace, the only conclusion I can form is that many girls are just illogical, manipulative b**ches. Many of them claim they just want to date a nice guy, but when presented with such a specimen, they say irrational, confusing things such as "oh, he's too nice to date" or "he would be a good boyfriend but he's not for me" or "he already puts up with so much from me, I couldn't possibly ask him out!" or the most frustrating of all: "no, it would ruin our friendship." Yet, they continue to lament the lack of datable men in the world, and they expect their too-nice-to-date male friends to sympathize and apologize for the men that are jerks. Sorry, guys, girls like that are beyond my ability to fathom. I can't figure out why the connection breaks down between what they say (I want a nice guy!) and what they do (I'm going to sleep with this complete a** now!). But one thing I can do, is say that the nice-guy-finishes-last phenomenon doesn't last forever. There are definitely many girls who grow out of that train of thought and realize they should be dating the nice guys, not taking them for granted. The tricky part is finding those girls, and even trickier, finding the ones that are single.

So, until those girls are found, I propose a toast to all the nice guys. You know who you are, and I know you're sick of hearing yourself described as ubiquitously nice. But the truth of the matter is, the world needs your patience in the department store, your holding open of doors, your party escorting services, your propensity to be a sucker for a pretty smile. For all the crazy, inane, absurd things you tolerate, for all the situations where you are the faceless, nameless hero, my accolades, my acknowledgement, and my gratitude go out to you. You do have credibility in this society, and your well deserved vindication is coming.

The Salty Coffee

He met her at a party. She was so outstanding, many guys chasing after her, while he was so normal, nobody paid attention to him.

 

At the end of the party, he invited her to have coffee with him, she was surprised but due to being polite, she promised. They sat in a nice coffee shop, he was too nervous to say anything, she felt uncomfortable, and she thought to herself, "Please, let me go home..."

Suddenly he asked the waiter, "Would you please give me some salt? I'd like to put it in my coffee." Everybody stared at him, so strange! His face turned red but still, he put the salt in his coffee and drank it. She asked him curiously, "Why you have this hobby?" He replied, "When I was a little boy, I lived near the sea, I liked playing in the sea, I could feel the taste of the sea, just like the taste of the salty coffee. Now every time I have the salty coffee, I always think of my childhood, think of my hometown, I miss my hometown so much, I miss my parents who are still living there." While saying that tears filled his eyes. She was deeply touched. That's his true feeling, from the bottom of his heart. A man who can tell out his homesickness, he must be a man who loves home, cares about home, has responsibility of home... Then she also started to speak, spoke about her faraway hometown, her childhood, her family.

That was a really nice talk, also a beautiful beginning of their story. They continued to date. She found that actually he was a man who meets all her demands; he had tolerance, was kind hearted, warm, careful. He was such a good person but she almost missed him! Thanks to his salty coffee! Then the story was just like every beautiful love story, the princess married to the prince, and then they were living the happy life... And, every time she made coffee for him, she put some salt in the coffee, as she knew that's the way he liked it.

 

After 40 years, he passed away, left her a letter which said, "My dearest, please forgive me, forgive my whole life's lie. This was the only lie I said to you---the salty coffee. Remember the first time we dated? I was so nervous at that time, actually I wanted some sugar, but I said salt. It was hard for me to change so I just went ahead. I never thought that could be the start of our communication! I tried to tell you the truth many times in my life, but I was too afraid to do that, as I have promised not to lie to you for anything... Now I'm dying, I afraid of nothing so I tell you the truth, I don't like the salty coffee, what a strange bad taste... But I have had the salty coffee for my whole life! Since I knew you, I never feel sorry for anything I do for you. Having you with me is my biggest happiness for my whole life. If I can live for the second time, still want to know you and have you for my whole life, even though I have to drink the salty coffee again."

Her tears made the letter totally wet. Someday, someone asked her,

 

 

"What's the taste of salty coffee?" She replied, "It's sweet."

 

 

 

Pass this to everyone because love is not toforget but to forgive, not to see but understand, not to hear but to listen, not to let go but HOLD ON!!!!

GIFT OF LOVE

The passengers on the bus watched sympathetically as the attractive young woman with the white cane made her way carefully up the steps. She paid the driver and, using her hands to feel the location of the seats, walked down the aisle and found the seat he'd told her was empty. Then she settled in, placed her briefcase on her lap and rested her cane against her leg.

It had been a year since Susan, 34, became blind. Due to a medical misdiagnosis she had been rendered sightless, and she was suddenly thrown into a world of darkness, anger, frustration and self-pity. And all she had to cling to was her husband, Mark.

Mark was an Air Force officer and he loved Susan with all his heart. When she first lost her sight, he watched her sink into despair and was determined to help his wife gain the strength and confidence she needed to become independent again.

Finally, Susan felt ready to return to her job, but how would she get there? She used to take the bus, but was now too frightened to get around the city by herself. Mark volunteered to drive her to work each day, even though they worked at opposite ends of the city. At first, this comforted Susan, and fulfilled Mark's need to protect his sightless wife who was so insecure about performing the slightest task.

Soon, however, Mark realized the arrangement wasn't working. Susan is going to have to start taking the bus again, he admitted to himself. But she was still so fragile, so angry - how would she react? Just as he predicted, Susan was horrified at the idea of taking the bus again.

"I'm blind!", she responded bitterly. "How am I supposed to know where I am going? I feel like you're abandoning me."

Mark's heart broke to hear these words, but he knew what had to be done. He promised Susan that each morning and evening he would ride the bus with her, for as long as it took, until she got the hang of it. And that is exactly what happened. For two solid weeks, Mark, military uniform and all, accompanied Susan to and from work each day.

He taught her how to rely on her other senses, specifically her hearing, to determine where she was and how to adapt to her new environment. He helped her befriend the bus drivers who could watch out for her, and save her a seat.

Finally, Susan decided that she was ready to try the trip on her own. Monday morning arrived, and before she left, she threw her arms around Mark, her temporary bus-riding companion, her husband, and her best friend. Her eyes filled with tears of gratitude for his loyalty, his patience, And his love. She said good-bye, and for the first time, they went their separate ways. Monday, Tuesday, Wednesday, Thursday... Each day on her own went perfectly, and Susan had never felt better. She was doing it! She was going to work all by herself.

On Friday morning, Susan took the bus to work as usual. As she was paying the fare to exit the bus, the driver said, "Boy, I sure do envy you." Susan wasn't sure if the driver was speaking to her or not. After all, who on earth would ever envy a blind woman who had struggled just to find the courage to live for the past year? Curious, she asked the driver, "Why do you say that you envy me?"

The driver responded, "It must feel good to be taken care of and protected like you are." Susan had no idea what the driver was talking about, and again asked, "What do you mean?"

The driver answered, "You know, every morning for the past week, a fine-looking gentleman in a military uniform has been standing across the corner watching you as you get off the bus. He makes sure you cross the street safely and he watches until you enter your office building.

Then he blows you a kiss, gives you a little salute and walks away. You are one lucky lady." Tears of happiness poured down Susan's cheeks. For although she couldn't physically see him, she had always felt Mark's presence. She was lucky, so lucky, for he had given her a gift more powerful than sight, a gift she didn't need to see to believe - the gift of love that can bring light where there is darkness.

 

 

easy trick

Must read it can happen with anyone..... so easy trick......
--------------------------------------------------------


Her handbag which contained her mobile, credit card,

purse.. .etc....was stolen. 20 minutes later when she called her hubby, telling him what happened.

Husband says, "I've just received your SMS asking about your Pin number.
And I've replied a little while ago". When they rushed down to
the bank. Bank staff told them all the money was already withdrawn.

The pickpocket had actually used the stolen hand phone to sms "hubby" in
the contact list and got hold of the pin number. Within 20 mins he had
withdrawn all the money from the bank account.

Moral of the lesson :
Do not disclose the relationship between you and the people in your
contact list. Avoid using names like Home, Honey, Hubby, sweetheart,
Jaanu, Dad, Mum etc..................and very importantly, when sensitive info is
being asked thru SMS, CONFIRM by calling back . Forward this to all your
well wishers, so that they'll be careful too must read it can happen
with anyone.....

So easy trick......So be CAREFUL and don't be pre-occupied.....

Be Careful....

please read it though its a little big

One day a man saw an old lady, stranded on the side of the road, but even in the dim light of day, he could see she needed help. So he pulled up in front of her Mercedes and got out. His Pontiac was still sputtering when he approached her.

Even with the smile on his face, she was worried. No one had stopped to help for the last hour or so. Was he going to hurt her? He didn't look safe; he looked poor and hungry.

He could see that she was frightened, standing out there in the cold. He knew how she felt. It was that chill which only fear can put in you.

He said, 'I'm here to help you, ma'am.. Why don't you wait in the car where it's warm? By the way, my name is Bryan Anderson.'

Well, all she had was a flat tire, but for an old lady, that was bad enough. Bryan crawled under the car looking for a place to put the jack, skinning his knuckles a time or two. Soon he was able to change the tire. But he had to get dirty and his hands hurt.

As he was tightening up the lug nuts, she rolled down the window and began to talk to him. She told him that she was from St. Louis and was only just passing through. She couldn't thank him enough for coming to her aid.

Bryan just smiled as he closed her trunk. The lady asked how much she owed him. Any amount would have been all right with her. She already imagined all the awful things that could have happened had he not stopped. Bryan never thought twice about being paid. This was not a job to him. This was helping someone in need, and God knows there were plenty, who had given him a hand in the past. He had lived his whole life that way, and it never occurred to him to act any other way.

He told her that if she really wanted to pay him back, the next time she saw someone who needed help, she could give that person the assistance they needed, and Bryan added, 'And think of me.'

He waited until she started her car and drove off. It had been a cold and depressing day, but he felt good as he headed for home, disappearing into the twilight.

A few miles down the road the lady saw a small cafe. She went in to grab a bite to eat, and take the chill off before she made the last leg of her trip home. It was a dingy looking restaurant. Outside were two old gas pumps. The whole scene was unfamiliar to her. The waitress came over and brought a clean towel to wipe her wet hair. She had a sweet smile, one that even being on her feet for the whole day couldn't erase. The lady noticed the waitress was nearly eight months pregnant, but she never let the strain and aches change her attitude. The old lady wondered how someone who had so little could be so giving to a stranger. Then she remembered Bryan.

After the lady finished her meal, she paid with a hundred dollar bill. The waitress quickly went to get change for her hundred dollar bill, but the old lady had slipped right out the door. She was gone by the time the waitress came back. The waitress wondered where the lady could be. Then she noticed something written on the napkin.

There were tears in her eyes when she read what the lady wrote: 'You don't owe me anything. I have been there too. Somebody once helped me out, the way I'm helping you. If you really want to pay me back, here is what you do: Do not let this chain of love end with you.'

Under the napkin were four more $100 bills.

Well, there were tables to clear, sugar bowls to fill, and people to serve, but the waitress made it through another day. That night when she got home from work and climbed into bed, she was thinking about the money and what the lady had written. How could the lady have known how much she and her husband needed it? With the baby due next month, it was going to be hard....

She knew how worried her husband was, and as he lay sleeping next to her, she gave him a soft kiss and whispered soft and low, 'Everything' s going to be all right. I love you, Bryan Anderson.'

There is an old saying 'What goes around comes around.' Today I sent you this story and I'm asking you to pass it on. Let this light shine.

Don't delete it, don't return it. Simply, pass this on to a friend

Good friends are like stars....You don't always see them, but you know they are always there.

A Teacher's Lesson

There is a story many years ago of an elementary teacher. Her name was Mrs. Thompson. And as she stood in front of her 5th grade class on the very first day of school, she told the children a lie. Like most teachers, she looked at her students and said that she loved them all the same.

But that was impossible, because there in the front row, slumped in his seat, was a little boy named Teddy Stoddard. Mrs. Thompson had watched Teddy the year before and noticed that he didn't play well with the other children, that his clothes were messy and that he constantly needed a bath. And Teddy could be unpleasant. It got to the point where Mrs. Thompson would actually take delight in marking his papers with a broad red pen, making bold X's and then putting a big "F" at the top of his papers.

At the school where Mrs. Thompson taught, she was required to review each child's past records and she put Teddy's off until last. However, when she reviewed his file, she was in for a surprise.

Teddy's first grade teacher wrote, "Teddy is a bright child with a ready laugh. He does his work neatly and has good manners. He is a joy to be around."

His second grade teacher wrote, "Teddy is an excellent student, well liked by his classmates, but he is troubled because his mother has a terminal illness and life at home must be a struggle."

His third grade teacher wrote, "His mother's death has been hard on him. He tries to do his best but his father doesn't show much interest and his home life will soon affect him if some steps aren't taken."

Teddy's fourth grade teacher wrote, "Teddy is withdrawn and doesn't show much interest in school. He doesn't have many friends and sometimes sleeps in class."

By now, Mrs. Thompson realized the problem and she was ashamed of herself. She felt even worse when her students brought her Christmas presents, wrapped in beautiful ribbons and bright paper, except for Teddy's. His present which was clumsily wrapped in the heavy, brown paper that he got from a grocery bag.

Mrs. Thompson took pains to open it in the middle of the other presents. Some of the children started to laugh when she found a rhinestone bracelet with some of the stones missing, and a bottle that was one quarter full of perfume. But she stifled the children's laughter when she exclaimed how pretty the bracelet was, putting it on, and dabbing some of the perfume on her wrist.

Teddy Stoddard stayed after school that day just long enough to say, "Mrs. Thompson, today you smelled just like my Mom used to." After the children left she cried for at least an hour. On that very day, she quit teaching reading, and writing, and arithmetic. Instead, she began to teach children.

Mrs. Thompson paid particular attention to Teddy. As she worked with him, his mind seemed to come alive. The more she encouraged him, the faster he responded. By the end of the year, Teddy had become one of the smartest children in the class and, despite her lie that she would love all the children the same, Teddy became one of her "teacher's pets."

A year later, she found a note under her door, from Teddy, telling her that she was still the best teacher he ever had in his whole life. Six years went by before she got another note from Teddy. He then wrote that he had finished high school, third in his class, and she was still the best teacher he ever had in his whole life.

Four years after that, she got another letter, saying that while things had been tough at times, he'd stayed in school, had stuck with it, and would soon graduate from college with the highest of honors. He assured Mrs. Thompson that she was still the best and favorite teacher he ever had in his whole life.

Then four more years passed and yet another letter came. This time he explained that after he got his bachelor's degree, he decided to go a little further. The letter explained that she was still the best and favorite teacher he ever had. But now his name was a little longer - the letter was signed, Theodore F. Stoddard, M.D.

The story doesn't end there. You see, there was yet another letter that spring. Teddy said he'd met this girl and was going to be married. He explained that his father had died a couple of years ago and he was wondering if Mrs. Thompson might agree to sit in the place at the wedding that was usually reserved for the mother of the groom. Of course, Mrs. Thompson did. And guess what? She wore that bracelet, the one with several rhinestones missing. And she made sure she was wearing the perfume that Teddy remembered his mother wearing on their last Christmas together.

They hugged each other, and Dr. Stoddard whispered in Mrs. Thompson's ear, "Thank you Mrs. Thompson for believing in me. Thank you so much for making me feel important and showing me that I could make a difference."

Mrs. Thompson, with tears in her eyes, whispered back. She said, "Teddy, you have it all wrong. You were the one who taught me that I could make a difference. I didn't know how to teach until I met you."

 

Follow Your Heart

Billy loved Katie with all his heart. But he never told a Single soul. Katie secretly loved him too. But she thought she would never have a chance with him. Billy asked his friends what they think of her and his friends thought she was gay. They didn't like her at all. So Billy just went along with them. They all made fun of her and made her feel really bad. Katie was so upset.

One day they followed her home from school making fun of her the whole way home. Once she got inside her house she dropped to the floor cringe. She had a crush on Billy since 3rd grade. She didn't know what to do. When Billy got home he felt real bad about what he had done. So he decided to go to Katie's house to tell her he was sorry and that he really loves her.

When he got there he knocked on the door no one answered.

The door was open so he walked in. He walked into the living room and found Katie lying dead on the floor. She had slit her wrists. Billy was so up set . He knew it was his fault she killed her self. And now he could never tell her how he really felt.

The lesson of this story is: Don't wait to until the last minute to tell someone how you really feel. Because it just might be too late. And don't always go by what your friends say, follow your heart.